I'll start with one element, and then I'll hand it over to Chris, because Chris will be responsible for some of this as we move forward.
Currently, we have the Canadian Anti-Fraud Centre. I'm not sure if you're familiar with that organization up in North Bay, which is a partnership between the OPP, the Competition Bureau and the RCMP. They do a lot of amazing work around fraud and understanding the problem. There is also severe under-reporting. We believe there's 10% or less, more likely less than 5%, reporting of fraud. However, that information, when it's collected en masse, is being utilized to shape some of our international operations in dealing with, say, call centres that are in other jurisdictions. There are actual results that are coming from that. A big part of that is understanding the problem, gathering the information, offering support to the victims.
I sat in on some calls when someone has called the Canadian Anti-Fraud Centre. The help that those call takers on the front line can give to those individuals when they call in to say they just lost a large sum of money, or even if it's a small amount of money.... They feel bad because of the fact that they've been victimized. Those call takers do an amazing job in helping those people understand they're not alone. They destigmatize it, help them get advice and guidance on where to go and what to do. It's making a significant difference.
They also have a very important—