Look, right now, the important thing is to reassure the members and to offer protection to everyone. We won't start determining whether data sent abroad comes from the data breach at Desjardins or from an information leak in another organization. We want to cover and reassure our members.
To answer your question, if fraud occurs in a Desjardins account, we'll cover the member concerned. As is the case with other financial institutions, in the event of attempted fraud, whether the account is a current transactions account, a credit card account or another type of account, we don't hold the members liable.