Thank you very much, Madam Chair.
Thank you very much to all of our witnesses here today.
I'll start with Ms. Morris, please.
You talked a lot about the absence of funds as being a challenge for many reasons for senior women. I wonder whether you have noticed a trend or whether there are any studies related to trends that would indicate a generational change?
Certainly, I see with my more senior constituents the problems you are referring to, but I feel very fortunate to have grown up in an era in which we've seen a real emphasis on financial education for women. I've had an investment adviser since I was right out of college, and I'm very grateful for that.
As well, we've seen a significant redefinition of the family. My mother grew up in a time when you relied on one individual as the sole breadwinner for the family. I'm not young here, but in my mid-forties, and certainly grew up with the idea that I had the option of having my own career and had the opportunity as a result to make my own choices regarding investments and saving for my future, options that simply weren't as prevalent in a previous time.
With the breakdown of the traditional family, are there any positive results in terms of trends that we're seeing, and perhaps hope for future generations of women?