A time immemorial success story, and my own personal experience as a junior officer in the early 2000s, is that once people have been medically identified to have breached the universality of service and they're going to get out, we start early with the engagement with the vocational rehabilitation SISIP file to get them examined and in. Therefore, up to a year in advance, they're looking at what kinds of skill sets they need to find gainful employment. That's a success story that is working and has worked and has been adjusted over time.
I would turn to Manulife to give a more modern, concrete example.