Mr. Speaker, I can see that few members are interested in addressing this issue, and I can understand that, since this is a rather complex issue.
We are dealing with electronic commerce, with EDP, with modern technology, and we tend to be in awe of this wonderful technology which, presumably, will solve all our problems.
But we know full well that such is not the case. This technology is only one of many tools that can help us achieve the best, and also the worst. I realize that Bill C-54 before us seeks to ensure that, in the area of electronic commerce, we will achieve the best, and not the worst.
Let us take a look at the title of Bill C-54, An Act to support and promote electronic commerce. The purpose of this legislation is to support and promote electronic commerce. How will this bill support and promote electronic commerce? It is stated right after, again in the title: by protecting personal information that is collected, used or disclosed in certain circumstances, by providing for the use of electronic means to communicate or record information or transactions and by amending certain acts.
Bill C-54 seeks to promote electronic commerce, while protecting personal information, so that consumers can engage in electronic commerce with confidence.
For the benefit of this House and of those who are watching us on television, let me first explain in general, easy to understand terms what this legislation is all about.
When we talk about electronic commerce, what exactly are we talking about? We are talking about making purchases or transactions—bank transactions, transactions with suppliers, with manufacturers, with clients—electronically.
These types of transactions have been in existence for quite some time. Telecommunications have been with us for thirty years or so. They have been relatively well structured in terms of standards for 25 years. As for electronic data interchange, it has been governed by international standards for more than 10 years.
In fact, electronic data interchange, or EDI, is used relatively often by many businesses. For the past ten years or so, large businesses have been using it in their dealings with suppliers. That means that a supplier does not send a written bill to his client, but rather an electronic bill that is received on the client's computer, who will then authorize payment after verifying that the goods or services have actually been delivered.
What is happening today is an acceleration—and I was going to say a democratization—of this process. Electronic data interchange is not longer restricted to large corporations and government. It is now accessible to the average person through, among other means, the Internet. One just has to sit in front of a computer screen to have access to a supplier of goods or services. Then it is as easy as filling out a form shown on the screen, pressing a key or clicking on a button, and the information is sent, through the telephone line or the coaxial cable, to the supplier, who then fills the order and, of course, bills the client.
So far so good. However, if I give my credit card number when I make such a transaction, I want to be sure that this number will not be used for other purposes than those for which I wrote it on the electronic form. I want to be sure that somebody will not use my credit card number to travel around the world. Of course, I would only find out about it when receiving my statement at the end of the month. It would be terrible.
True, particularly well equipped hackers might be able to get at that information. But we have the tools to make it very difficult for them.
One should not generalize and panic. We have to recognize that in everyday life, you and I and a lot of other people are using their credit cards in a lot of establishments, restaurants, clothing stores, to subscribe to a magazine and God knows what else. Our credit card number is handled by strangers.
When I go to a restaurant and give my card to the waiter or waitress, who takes an imprint of it or puts it through the magnetic tape reader to forward my bill to my credit card supplier, for a moment that person has my credit card number at hand and could very easily take it down and misuse it later.
However 99.99% of people are honest and such misdeeds simply do not occur. Credit card frauds do happen though, and it is wise to always check one's statement to make sure that it does not contain transactions which are not ours. It is a bit the same on-line. In the vast majority of cases, there is no risk.
But if a hacker wanted to get at some credit card numbers, it is not unlikely he would succeed, unless safeguards are put in place. This is when the notion of facilitating electronic commerce comes into play.
If I feel that my purchasing something on the Internet might reveal things I do not want to be known, such as what I am buying, how much I paid for it, what my credit card number is or other confidential information I might give, if I am not convinced it will all remain confidential and will be used for the intended purpose only, I will be very reluctant to engage in any electronic transaction. I would not do it.
Of course, if the legislation were to require businesses to take the appropriate steps to ensure that all electronic transactions are secure, confidential and protected, then the average citizen would feel much more at ease and e-commerce would blossom.
What are the two problems that can arise in terms of protection of personal information? First, there is the illegal access to the information by someone who is not entitled to see the data. Of course, none of us would like information about us to fall into the hands of people who should not have access to it. That is the first problem.
Then, there is also the misuse or illegal use of the information. Someone who should not even have had access to your information is using it to harm you or for some other illegal purposes. So, it is important to ensure that the information can only be accessed by the people who are entitled to see it, by the final recipient, and used for the purposes for which the information was made available.
In this area, Quebec has been fully protected for four years now through its Act respecting the protection of personal information in the private sector. The bill before us today, Bill C-54, only deals with businesses. It does not extend to any other activity and has some serious deficiencies. I have already mentioned one, the fact that if an individual does not clearly prohibit it, then the information can be used for other purposes than the ones stated originally. Silence gives consent. We make a stupid and foolish decision, because we are not aware of the consequences, and everything is done behind our backs.
This is extremely important because, whether we like it or not, electronic commerce is bound to expand. It is here to stay. I am somewhat surprised and disappointed that such a crucial issue for a nation like Canada is not receiving all the attention it should, and indeed did in Quebec—mind you the Liberals were in power in Quebec at the time, with Minister Lawrence Cannon sponsoring the legislation; so this is not peculiar to the sovereignists, just a good habit Quebeckers have of looking after matters that concern them and doing it well. This issue was widely debated in Quebec. I know, I was there. I was one of the players, as a computer specialist by profession.