Mr. Speaker, I thank my hon. colleague from Hochelaga for her question. Her riding is next to mine on the island of Montreal. I was beginning to address the topic of household and family debt, which is extremely worrisome. We in the NDP are not the only ones who are worried. A study conducted by Moody's said it does not make sense that Canadian families have a debt-to-income ratio of nearly 150%. That is huge. It seems to us that the Conservative government finds the debt problem staggering. However, our debt to GDP ratio is 32%, which is half the debt in OECD countries. We are doing relatively well here.
The government should worry a little less about the debt and make fewer cuts to public services, and instead help families that have huge, real debts that could bankrupt our economy if those people can no longer support consumer spending because of their debt. That is a very bad thing, in both the short and long term. Action must be taken and the NDP has made some suggestions, particularly the one my colleague just talked about.