David Graham

[Employees of the House of Commons, November 18th, 2016]

Mr. Speaker, I would like to acknowledge the work of the people who keep this institution running. Without them, we would not be able to do our work as parliamentarians.

Their work sometimes goes unnoticed. They pick up the trash, do housekeeping, move our furniture, get rooms ready, deliver and manage our mail. The Parliamentary Protective Service and the House of Commons Corporate Security Office protect us. We have pages, guides, analysts, clerks, the Hansard team, translators, interpreters, the maintenance team, carpenters, and financial services and materials management people. We have locksmiths, photographers and multimedia services, drivers, caterers, and food service staff, and probably many other members of teams we are not even aware of. I take my hat off to our many assistants here and in our ridings.

There are 338 MPs and 105 senators, but more than 4,000 people work here. Without them, Parliament would simply cease to operate.

Mr. Speaker, I thank you and your team.

[Canada Pension Plan, November 17th, 2016]

Mr. Speaker, I appreciate the member's support for this very important bill. I am also pleased to note that the Speaker himself wrote the bill, I am very impressed with the Speaker's ability.

I would in turn encourage the member to take this up at committee. That is the best place to take it up, at committee. It is too late for here. I think it is really important that we study every aspect of the bill, and the best possible bill comes out of it.

[Canada Pension Plan, November 17th, 2016]

Mr. Speaker, I appreciate the question from the member for Rosemont—La Petite-Patrie.

I am not a member of the committee that will decide what amendments to make. I would not discourage that, and I think it is important to look at all questions raised in committee to ensure that the best possible bill is introduced at third reading. That is what we will work towards.

[Canada Pension Plan, November 17th, 2016]

Mr. Speaker, we did not eliminate the program. We rolled it back to where it was shortly before the election.

The Conservatives increased the contribution ceiling in order to help those who had too much money and needed a place to park it. The program is available to anyone who needs it. It increases every year. It is cumulative. The maximum contribution of $5,500 is the annual not the lifetime amount. It is a tool that is available to retirees. However, it is not the only savings vehicle. It is of no benefit to society when those who have the means to save $10,000 a year can do so tax-free. In fact, TFSAs only help those who have an extra $10,000 every year.

Personally, I believe that it is very important to focus on programs that help all members of society and not just those with the most resources.

[Canada Pension Plan, November 17th, 2016]

Mr. Speaker, I am especially pleased to speak again to an issue that is so important to the future of our seniors, our country, and retirees.

I am referring to Bill C-26, an act to amend the Canada Pension Plan, the Canada Pension Plan Investment Board Act and the Income Tax Act. There are several reasons for that. This bill is the promise of a better future. It also reflects the government's commitment to help Canadians achieve their dream of a more secure retirement.

It is a project for the future and for young people who are currently preparing to enter the labour force. This next generation will also be assured of a dignified retirement. We are acting for a future that goes beyond any election cycle to help those who will come after us.

We are building on what was accomplished by the decision-makers of the 1960s who created the Canada pension plan, enhanced old age security by creating the guaranteed income supplement, and implemented measures that, in the long term, would significantly reduce poverty among seniors. What is more, we are here in a true spirit of federalism because the agreement to enhance the Canada pension plan, or CPP, comes from a real spirit of co-operation with the provinces, who approved the approach.

Do we need to enhance the CPP? Absolutely. It is essential and I will explain why. Middle-class Canadians work hard, but they still do not feel as though they are getting ahead. One in four families who are approaching the age of retirement, or about 1.1 million families, may not be able to save enough money to maintain their current lifestyle when they retire. We have to take action.

We also have to accept the fact that fewer companies are offering defined benefit pension plans and that fewer Canadians have such a plan. It is a major challenge for Canadian families and it is time we dealt with this. The agreement we reached with the provinces will increase the retirement income of Canadians who are in this difficult situation, and also promote economic growth and create jobs.

How will the CPP expansion work? There are two key things to keep in mind. First, the CPP currently replaces a quarter of Canadians' average annual earnings. The new CPP will replace a third. Future retirees will therefore have more money in their pockets. Take Mila for example. She is a mother who has earned on average $50,000 a year during her working life. Under the current plan, she will get $12,000 when she retires. Under the new plan, Mila could get a little more than $16,000.

Second, there is a limit on pensionable earnings. The maximum level of pensionable earnings will go up 14% by 2025. That means that the maximum annual CPP benefit, which is currently $13,110, would go up to $20,000 in today's dollars. Under the enhanced CPP, the maximum benefit will go up by almost 50%. It is clear that these changes to the CPP will make life better for retired Canadian workers and will help them achieve their goal of a strong, secure, and stable retirement.

How much will this cost? For most Canadians, the contribution rate will rise by just 1%. Take Kevin, for example, who earns about $55,000 a year. His contributions will increase by $6 per month in 2019. Once the progressive implementation is complete in 2025, Kevin's contribution will have gone up by about $43 per month.

That minor increase will be largely offset by his higher retirement income. With the enhancement, Kevin will collect approximately $17,500 per year in today's dollars in CPP benefits, which is about $4,400 more than under the current plan.

I should also mention that contributions to the enhanced portion of the CPP for wage earners like Kevin will be tax deductible and that a tax credit will continue to apply to employees' current CPP contributions.

We can therefore proudly say that Canadians will have more money in retirement thanks to the new CPP. Furthermore, the budgets of low-income workers will not be affected, because the working income tax benefit will also be increased to offset the premium increases.

I would like to add that our government has decided to give everyone time to prepare for the new provisions. The changes will implemented gradually over seven years, from 2019 to 2025. This is the responsible way to go, to make sure that businesses and workers have time to adapt. We are taking into account the problems that exist at the provincial and national levels. We have engaged with each province to discuss their particular situation, and we will continue to do so.

We took steps to ensure that we could implement these measures in a way that will not hurt businesses, because we want the owners of businesses of all sizes to be assured that the government will implement these changes to the CPP without harming the functioning of the Canadian economy.

As I said in my introduction, the government is creating a better future for Canadians, especially the middle class. This will have a much broader impact on all Canadians, because it is important to have a long-term vision. Higher CPP benefits will lead to greater domestic demand, which will stimulate the Canadian economy.

Since savings will grow, more money will be available for investment, also thanks to the new CPP. As a result, we expect the gross domestic product to increase by 0.05% to 0.09%, which represents approximately 6,000 to 11,000 new jobs. Quite simply, an enhanced CPP means more savings and a better retirement.

Middle-class Canadians will then be able to focus on what matters most, such as spending quality time with their family and friends, rather than worrying about not being able to make ends meet.

Proportionally, my riding, Laurentides—Labelle, has more seniors than almost every other riding in this country. In 2011, the average age was 49.5 years. Seniors' issues are therefore extremely important in my riding. I am acutely aware of retirees' needs. People think my riding is rich because of Mont-Tremblant, but it is not. Workers in my region do not have much money. We need every tool in the toolbox so we can help seniors and future generations and plan for the long term, not just up to the next election.

Personally, I am sick of the government doing all the planning for future generations in just four years. Life does not end in four years. Life goes on. The country and society continue to advance. We will never fix our problems by always thinking only about the next four years. As the indigenous peoples say, we must think of the next seven generations. If we do not, then society will never improve.

I strongly support Bill C-26, because it is an important step in the right direction. It is not a solution to all the problems. A lot of work remains to be done. However, this is one aspect of a plan for the future, for our seniors, and for society in general.

[Canada Pension Plan, November 17th, 2016]

Mr. Speaker, in listening to my colleague's speech, I am reminded of the work that we have had to do in the past year to fix and improve the retirement system for Canadians, who were abandoned by the Conservatives over the past decade. In the first months, we had to restore the age of retirement from 67 back to 65, where it rightfully belongs; we had to increase the GIS by 10% for those who need it the most; and now we are trying to fix the CPP, which is a long-term plan. We need to fix it.

The Conservatives have opposed this with more vigour than anything else we have brought forward. What could the Conservatives have against retired people?

[Canada Pension Plan, November 17th, 2016]

Mr. Speaker, I can tell my colleague from Mégantic—L'Érable that for 10 years, the middle class felt forgotten by the Government of Canada, and that this change will ensure that people will no longer be forgotten, that the government will help them and it will plan for the future.

I have a question specifically for the hon. member for Mégantic—L'Érable. If he is so concerned that his colleagues will not have the chance to speak to Bill C-26, then why is he speaking to it for the second time? He already spoke to it on October 21. Why is he speaking for the second time if he is concerned that the others will not have the opportunity to speak?

[Budget Implementation Act, 2016, No. 2, November 15th, 2016]

Mr. Speaker, I am pleased to rise to speak about Bill C-29, which implements a number of important elements of the 2016 budget. I proudly support this budget, because it represents the best that this country has to offer its citizens.

I have been following Canadian federal politics closely for more than 20 years, especially during the more than seven years that I worked as a constituency assistant, a parliamentary assistant and now as a member of Parliament. As a result, I have seen many budgets and changes, many attempts to try out new ideas, and numerous mistakes.

The bill before us is not just an annual budget intended to stay the course with policies that did not work before, in hopes that they will work this time. On the contrary, it is a budget that focuses on our future. It lays the groundwork for years of even better budgets, investments and innovations.

In the economic update presented a few weeks ago, new investments were announced. As the MP for a very rural riding, I am pleased to see a new $2-billion investment, as a first step, for rural infrastructure priorities.

We need to make up for the decades of negligence the regions have suffered. That money, along with $180 billion for infrastructure in many categories that are not specific to the regions, demonstrates the government's interest and its plans to deliver on that.

Where I come from, high-speed Internet access is a very important issue. As far as we are concerned, all socio-economic issues can be linked to high-speed Internet access. The government allocated $500 million for this in the budget. That money cannot come quickly enough. However, we are not so naive as to believe that this small amount is going to solve the problem of rural Internet access after 20 years of failures in digital communication. That money is merely a first step. I am very proud to finally see a forward-looking budget that focuses on long-term planning after 10 years of mismanagement.

I know the Conservatives will ask me how we can plan anything with such large deficits. It does not surprise me that they keep asking that question. For years, they looked at their own deficits and had no idea what to do about them or where they came from, even as they cut taxes and investment in our economy. They actually increased the national debt by more than $150 billion. Year after year, the Conservatives never stopped to think about how future generations would pay off the debt they accumulated.

The Conservatives eliminated government revenue sources and spent willy-nilly. They did not have an infrastructure plan to build the country and our future. They fixed potholes and built gazebos. They spent, but they did not invest, with the possible exception being economic action plan posters, which sprouted up all over the country like mushrooms.

During this debate, the Conservatives have repeatedly questioned whether paying taxes is the way to go. They do not believe that taxes are society's best tool for sharing common costs. They do not agree that it is the government's responsibility to manage that money and spend it in the country's best interest.

Clearly, our job is to improve the lives of all Canadians. However, I can assure the House that we are not going to change things just by listening to the Conservatives. It will take concrete action by the government, and that means spending money in almost every case.

As far as I am concerned, it is obvious that the government has an important role to play in the economy. As I said during yesterday's debate, taxes allow us to pool our resources in order to pay for the expenses shared by our society. The role of government is to improve citizens' lives and it does that by managing these pooled resources, in short, taxes.

We should be talking more about citizens rather than taxpayers. We often do not consider the goal of the institution we work for and the reason why we are here. When the Conservatives imply that the government has no useful role or function, or that taxes are nothing more than a burden for citizens and business, they have completely missed the point.

I find it amusing that the Conservatives are complaining about the government moving forward with enhancements to the Canada pension plan when they have a parliamentary pension plan. They complain about the fact that the government collects taxes and decides how to spend them to improve people's lives, but they do not turn down their own salaries, benefits, or their parliamentary budget.

They know that, as members of the government and members of Parliament, we have the vital role of managing common resources and expenditures and of debating the best ways to improve the lives of our fellow Canadians.

Accordingly, I believe that, eventually, we should consider the possibility of ensuring that all Canadians have a guaranteed minimum income. This idea has been debated in many countries by many generations and may have been around for as long as the debate on whether to annex Turks and Caicos, a measure that I am also not likely to oppose.

Because so many aspects of our society are becoming automated, one day, there may not be enough work for all Canadians. However, I may be wrong, but I believe that that day is still a long way off.

One of my favourite movies is The Gods Must be Crazy. The beginning of this South African and Botswanan movie from the 1980s explains how society becomes more modernized. We have created technology to simplify our lives, but the more simplified our lives become, the more complex the technology becomes. We need more education to understand our simplified lives, which are in fact becoming more complicated.

To come back to what I was saying, the Canada child benefit, which provides parents with up to $6,400 a year per child, is a type of guaranteed minimum income. We already have a guaranteed minimum income for seniors in the form of the guaranteed income supplement, which we increased by 10% in the budget for those who need it most. The idea is already present in our social structures because one of the shared commitments we made as a society was to take care of those who do not have the means or ability to take care of themselves.

Our budget therefore includes a number of components that focus on improving our future. Investments in infrastructure are essential, but we have to run a deficit to make those investments because our infrastructure is already in a deficit situation.

For example, Internet access in our regions is often so unreliable that it is having a significant harmful effect on our economy. Many of our roads are in disrepair. It is estimated that only 400,000 km of Canada's one million kilometres of roads are paved. The investment needs of indigenous communities are so great that I cannot even begin to describe them here. It costs money to make all of these changes and fix these long-standing problems. However, all these investments will improve the quality of life of Canadians in the short term and strengthen our economy in the long term.

Yes, we must go into debt to get there, but our society is already in debt, whether we are talking about our roads, our communities, or our basic infrastructure. By investing, we are simply quantifying this deficit.

With a stronger economy, improved infrastructure, and essential investments, government revenues will increase without hurting the economy and the deficits will start to go down. We have the record to prove it. There has not been a Liberal Prime Minister since confederation who has not managed to balance at least one budget. The only exception was when no budget was tabled. As for the Conservatives' record, the opposite is true.

The good news about infrastructure in the budget does not stop there. I initially had concerns about the idea of an infrastructure bank that the private sector would contribute to, as I consider myself more left-leaning. However, I now understand how we might benefit from it and I see the tremendous potential. I am by no means an expert on this, but if it is done correctly the possibilities are immense.

Private-public funding of infrastructure gives us the chance to finally address the issue of high-speed Internet access in the regions, seriously address the issue of affordable housing, and build other green, social, and traditional infrastructure where traditionally user-pay models are used, without giving up on the idea that infrastructure should belong to the public sector. It is quite interesting and I look forward to following this project.

I am proud of our budget, Bill C-29 and of our government's plans and I am not afraid to say so.

[Budget Implementation Act, 2016, No. 2, November 15th, 2016]

Mr. Speaker, I always find it a little ironic to hear the Conservatives talk about deficits.

If we look back to the turn of the 20th century, back to 1900, the Conservatives managed to balance one budget in the 20th century, which was in 1912, and they inherited it from the Liberals. The next year they were in deficit. In 1914, we went into the First World War already in a deficit position. The next time the Conservatives balanced a budget was in 2006, when they inherited it from the Liberals. However, if we go back to Confederation, there was only one Liberal prime minister who did not post at least one balanced budget, and that one had no budgets tabled at all as he was only there for four months.

Does the member have any comments on that?

[Budget Implementation Act, 2016, No. 2, November 14th, 2016]

Madam Speaker, I thank my colleague from Beauport—Limoilou for his speech. I would like to ask him a fairly simple question. He talked about the Canada child benefit in a negative way. He said that it is terrible because it is not going to help every family.

If I recall correctly, the Conservative program handed out $160 a month to billionaires. Did that make sense?