Cost of Living Relief Act, No. 2 (Targeted Support for Households)

An Act respecting cost of living relief measures related to dental care and rental housing

This bill is from the 44th Parliament, 1st session, which ended in January 2025.

Sponsor

Jean-Yves Duclos  Liberal

Status

This bill has received Royal Assent and is now law.

Summary

This is from the published bill. The Library of Parliament has also written a full legislative summary of the bill.

Part 1 enacts the Dental Benefit Act , which provides for the establishment of an application-based interim dental benefit. The benefit provides interim direct financial support for parents for dental care services received by their children under 12 years of age in the period starting in October 2022 and ending in June 2024.
Part 2 enacts the Rental Housing Benefit Act , which provides for the establishment of a one-time rental housing benefit for eligible persons who have paid rent in 2022 for their principal residence and who apply for the benefit.
Finally, Part 3 makes related amendments to the Income Tax Act , the Excise Tax Act and the Excise Act, 2001 .

Elsewhere

All sorts of information on this bill is available at LEGISinfo, an excellent resource from Parliament. You can also read the full text of the bill.

Bill numbers are reused for different bills each new session. Perhaps you were looking for one of these other C-31s:

C-31 (2021) Reducing Barriers to Reintegration Act
C-31 (2016) Law Canada-Ukraine Free Trade Agreement Implementation Act
C-31 (2014) Law Economic Action Plan 2014 Act, No. 1
C-31 (2012) Law Protecting Canada's Immigration System Act

Votes

Oct. 27, 2022 Passed 3rd reading and adoption of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing
Oct. 27, 2022 Passed Concurrence at report stage of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing
Oct. 27, 2022 Passed Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing (report stage amendment)
Oct. 27, 2022 Passed Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing (report stage amendment)
Oct. 19, 2022 Passed 2nd reading of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing
Oct. 19, 2022 Failed 2nd reading of Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing (reasoned amendment)

Opposition Motion—High Food PricesBusiness of SupplyGovernment Orders

October 6th, 2022 / 10:35 a.m.


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NDP

Alexandre Boulerice NDP Rosemont—La Petite-Patrie, QC

Madam Speaker, I would like to take this opportunity to set the record straight. The Conservative Party sees premiums as a tax. An EI premium is insurance in the event of a loss of employment. A pension plan premium is an investment for the future. We will need this money when we are older. There is a world of difference between the two concepts. It is important to tell the truth.

We are taking action to help people. We forced the Liberals to pay for dental care for children under the age of 12. This year, families could receive $1,300 per child. We forced the Liberals to double the GST credit. These two measures are in Bill C-30 and Bill C-31. People will be able to get between $250 and $500 starting this year. These are real measures that the NDP is putting forward. We forced the Liberals to put them in place, and they will provide people with practical support.

Bank of Canada Accountability ActPrivate Members' Business

October 5th, 2022 / 6:50 p.m.


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Liberal

Kevin Lamoureux Liberal Winnipeg North, MB

No, Mr. Speaker, the Bank of Canada has not failed. It has served Canadians well. I am getting heckled by the members across the way. Do they not understand the importance of having and respecting the independence of the Bank of Canada? Let us look at the years that it has put into effect sound policy.

At the end of the day, the Bank of Canada is recognized, not only within our borders but internationally, as an institution that has done exceptionally well for our country. Our previous governor actually went on to play an important role outside of Canada, in Europe.

The Bank of Canada is not a new institution. We are talking about going back to the 1930s. In fact, the very first building of the Bank of Canada was right across the street from the Parliament buildings, the old Victoria Building, where members of Parliament have offices today. It has been there since the 1930s, and it has been there for a good reason.

We could talk about the importance of monetary policy, like issues such as inflation. Let us remember the other wonderful idea that today's Conservative leader had on inflation. Instead of saying yes to Canadian currency and yes to the Canada banknotes that the Bank of Canada is ultimately responsible for, and our currency that the Bank of Canada monitors, what did today's leader of the Conservative Party say? He has more faith in cryptocurrency, Bitcoin. He has so much faith in it that he did not tell people to buy up Canadian currency; he told them to buy cryptocurrency, to opt out. He told them that the way to deal with inflation was to buy cryptocurrency.

Wow, what a brainer of an idea that was. Those individuals who followed that advice have lost 20%-plus, and some as high as, no doubt, 50% as a result. I do not know how many Conservative MPs followed that advice. Maybe the member for Regina—Qu'Appelle did. I would not want to admit to that.

At the end of the day what I see are economic policies coming from the Conservative Party. Are they serious? Do we want to talk about contrast? Let us look at what the Conservatives are proposing for inflation. The Conservatives are criticizing the Bank of Canada. Do they not realize that for generations the Bank of Canada has been held accountable? There are different ways in which that is done. There are independent audits that are conducted and provided to the government. Do they not realize that there are reports? I will give them a tip. They can get copies of those reports to see what the Bank of Canada has been doing, to provide them assurances that they are independent private audits that are done every year on the Bank of Canada.

Why is this legislation necessary? If anything, the Conservative Party of Canada is doubling down on that bizarre idea of firing the Governor of the Bank of Canada. Does it not realize the consequence of the types of statements it is making? It actually hurts the Canadian economy. It plants seeds of doubt regarding confidence in the Bank of Canada, because technically it is recognized as the official opposition. It is supposed to be the party in waiting. Hopefully it will be many years, possibly decades, that it will be waiting in opposition, based on the types of things we hear coming from it.

Canadians need to be concerned about it. I can assure the members opposite that when I have the opportunity to talk about economic policy and issues, I do not hesitate to talk about some of the bizarre things that we hear coming from the Conservative Party of Canada. We need to establish and support the Bank of Canada as much as we can with respect to building that confidence.

Dealing with inflation, we just spent a couple of hours earlier this afternoon, and we are going to spend more hours this evening, talking about the issue of inflation. As a government, whether it is the Prime Minister or members from across this country, we are concerned about inflation. That is the reason we have legislation such as Bill C-30, which we were debating just an hour ago and which has fortunately passed. It took us a little while to convince the Conservatives to support it, but they did. Kudos to them.

In about an hour from now, we are going to be talking about Bill C-31, again to deal with inflation. The Conservatives still have not come onside with that one, which gives dental benefits to children under the age of 12. It also provides support for low-income renters. I would think they would want to support that too.

We could pass that and then we could maybe go on to Bill C-22 and talk about the disability legislation, which is again legislation that would make a difference and would help Canadians in every region of our country. Instead, the Conservatives are bringing forward bizarre bills like the one the member has brought here before us today, which reinforces statements that the current Conservative leader has put on the record with respect to the Bank of Canada and the lack of confidence they have in it.

Let us get behind good legislation and pass it, and maybe put a pass on this one.

Cost of Living Relief Act, No. 1Government Orders

October 5th, 2022 / 5:45 p.m.


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NDP

Brian Masse NDP Windsor West, ON

Mr. Speaker, I am splitting my time with the member for Vancouver Kingsway. I talked about dental care at the very beginning and I was supposed to mention it at that time, so I will return to that subject later on. I appreciate the intervention, because I did not officially recognize that I was splitting my time.

I will continue. One of the things I want to move to is some of the conditions we put ourselves in with regard to inflation and competition, and the lack that we have. A number of members have referenced gas prices. This House, in the past, with credit to Dan McTeague, a former Liberal, and Paul Crête, a former Bloc member, and this is something I worked with them on as well, passed a gas monitoring agency. This was supposed to be implemented under Paul Martin but it was not.

What ends up happening is a lack of competition in this country, because there has been a lack of refinery development. We do not even have the same reporting process the United States have. One of the key things creating a lot of uncertainty and some frustration among Canadian consumers is that we do not even have a good advocate for that. The Competition Bureau has some powers but very little. At the same time, gas prices are going up with very little explanation, and more importantly, less accountability, which has a cascading effect on our entire economy.

If we look at the specifics related to this, how many more refineries had to be closed in Canada? There was Montreal, Oakville and a number of others, including one in Vancouver. What was taking place was vertical integration in the industries, and a country like Canada is facing the same challenges when it comes to telecoms and others. Right now, additional charges will potentially be placed on credit cards, as well as extra taxes, where Telus wants to introduce an extra tax on Canadians.

All these things start to eat away at the pocketbooks of Canadians. For as much as we do, such as increasing the GST in this instance, it is going to be lost because of increases in services and fees.

At the Standing Committee on Industry and Technology, we looked at issues during the pandemic such as food costing and food workers. What is interesting is that the record profits companies were enjoying also included record bonuses for the CEOs. What is amazing, and we cannot do anything about this because of the lack of supports in our legislation, is that all major grocery chains ended pandemic pay for their workers on the very same day. That is as close to collusion as we can possibly get.

What was discussed at committee was the fact that the lawyers were okay because the CEOs could talk to each other under our current system. This comes from an industry the Competition Bureau fined for fixing the price of bread. They actually had to come to a settlement on that. The number one staple for lower- and middle-income Canadians, which is bread, was actually price-fixed by these organizations similar to a cabal that would take advantage of people. This is one of the problems we have with some of our industries, where we have this vertical integration.

I want to talk a bit about where we can find a difference, and that would be with Bill C-31, the dental care bill. The member for Vancouver Kingsway has done a great job. Often we talk about it in terms of helping the children, and later on it would be seniors, persons with disabilities and the general public. As the industry critic, I can say our health care has always been a standard principled point to get investment for the auto industry and manufacturing, even during the darkest times, when the United States, with its different states, or their federal government, and other places like Mexico were lowering wages. All those competitive factors that go against investment in Canada were offset by our having a public health care system that was paid for.

That is one of the major controllables we have. When we look at small businesses and medium-sized businesses, SMEs have really struggled. Now their employees, and even the people who own these businesses and often do not have any benefits themselves or have very basic ones, will have that relief. When it comes to labour unions with large contract negotiations, it will also open up the door and take the pressure off for increased medicines and costs that can create some types of labour disruptions because of fights over benefit programs.

One of the things I really want to highlight is that these types of structural improvements are more important in the long term than Bill C-30, which is something that is short term. The long-term investments we are going to get in this other package will be very significant.

I know from the CEOs, the investors and all the other different people, the labour negotiators, that those types of infrastructure pieces that we have, including employment insurance, which needs a major overhaul, are things that will get investment and keep investment in Canada. That includes research development and innovation. We have a terrible record for patent development to go to manufacturing, for bringing products to market compared to other parts of the world and for getting our university innovation together, but these are the assets that we have.

As I wrap up, I want to say that I appreciate the fact that Bill C-30 is not necessarily the biggest solution that we have for this problem of structural inequality, but at the same time, it is a measure we can control right now. The quicker we get the bill through the House, the quicker we can get more investment, more innovation and more jobs for Canadians, because it is a structural point that we need to compete.

Cost of Living Relief Act, No. 1Government Orders

October 5th, 2022 / 4:50 p.m.


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Winnipeg North Manitoba

Liberal

Kevin Lamoureux LiberalParliamentary Secretary to the Leader of the Government in the House of Commons

Mr. Speaker, Bill C-30 is a part of the solution for assisting people through inflation.

There is no one issue, as the member rightfully said, that causes inflation. We could talk about the war in Europe, the pandemic or supply issues. There is a number of factors to it. Canada is doing relatively well in comparison to other countries. Having said that, there is a need for us to respond.

Bill C-30 is one of three pieces. There is Bill C-30, the next one is Bill C-31, for the dental and rent subsidies, and then we also have the disability legislation. I am wondering if the member could provide her thoughts on the other two pieces of legislation, because they complement this particular piece and indirectly, if not directly, deal with some of her other concerns.

Cost of Living Relief Act, No. 1Government Orders

October 4th, 2022 / 5:40 p.m.


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Liberal

René Arseneault Liberal Madawaska—Restigouche, NB

Mr. Speaker, I thank my colleague for her interesting question. I think countries are asking themselves very important questions about the climate crisis.

The official opposition keeps harping on about the carbon tax. Our goal here, in the midst of the global inflationary crisis, is to focus on helping those hardest hit.

With respect to the carbon tax, the provinces have the power to give it back to people, and we hope they will work together to do that. Nevertheless, Bill C‑30 and Bill C‑31 are a balanced approach to helping people in a way that does not exacerbate inflation. I hope all members will support this bill.

Cost of Living Relief Act, No. 1Government Orders

October 4th, 2022 / 5:25 p.m.


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Liberal

René Arseneault Liberal Madawaska—Restigouche, NB

Madam Speaker, I will be splitting my time with the hon. member for Pickering—Uxbridge.

I rise today in support of Bill C-30, the cost of living relief act, no. 1, which would double the goods and services tax, or GST, credit for six months. It is one of the new measures we are proposing to provide targeted support to Canadians who need it the most so we can help them adapt to the rising cost of living without, however, exacerbating inflation.

Our government is fully aware that Canadians are feeling the effects of inflation, especially when they fill up at the pumps or buy groceries, for example. Inflation is a worldwide phenomenon largely driven by the effects of the pandemic, amplified by the zero-COVID policy in China and Russia's illegal invasion of Ukraine.

Although inflation is not as high here as in several other countries and it has come down from its peak in June, we know that Canadians are worried. No single country alone can solve the problem of high global inflation. However, what we can do is help Canadians by taking tangible action to make life more affordable here at home. This brings me to Bill C‑30, which seeks to double the GST credit for six months.

Our proposal to double the GST credit for a six-month period would provide an additional $2.5 billion in targeted support for about nine million people living alone and nearly two million couples. In total, 11 million individuals and families who are already entitled to the tax credit would receive it, including roughly half of Canadian families with children and more than half of all seniors in Canada.

The GST credit is a tax-free benefit paid out every three months. It helps low- and modest-income individuals and families recoup the GST they pay. Canadians are automatically considered for this credit when they file their income tax returns and are eligible for it if their income is below a certain threshold. The measure we are proposing would benefit those who already qualify for the credit, and the help would be tangible.

In practical terms, single Canadians without children and single seniors, for example, would receive up to $234 more than they do now. Couples with two children, for example, would receive up to $467 more. A single parent with one child would receive up to $397 more than expected.

These additional amounts would be paid before the end of the year as one-time lump sum payments to current recipients through the system already in place. Recipients would not have to apply for the additional payments. All they have to do is file their 2021 tax return.

Bill C‑30 is part of the new suite of measures we are proposing to help Canadians. Another part is found in Bill C‑31, which I hope we will soon have the opportunity to debate.

This other bill proposes, for example, to create a Canadian dental benefit. This temporary measure would be offered as early as this year to children under 12 who are not covered by private dental insurance. Families could receive direct payments of up to $1,300 per child over the next two years, or $650 a year, to cover the cost of dental care. This benefit is the first step in the government's plan to offer dental care to families with an adjusted net income of less than $90,000 a year.

Bill C‑31 also proposes a one-time top-up to the Canada housing benefit. This would allow 1.8 million renters who are struggling to pay their rent to receive $500. It is another measure that I hope we will soon have the opportunity to approve.

Our government supports Canadians who are most vulnerable to an increase in the cost of living in a way that does not needlessly fan the flames of inflation. That is the danger in an inflationary crisis.

The incremental cost of new measures included in Bills C‑30 and C‑31 is $3.1 billion. That is only 0.1% of our gross domestic product. Therefore, we are proposing to strike a balance between fiscal and financial responsibility and compassion for those who truly need help.

In conclusion, what Bill C‑30 proposes is in addition to measures we have already announced as part of our plan to make life more affordable for Canadians.

First, the enhanced Canada worker benefit will provide three million Canadians with more support. For example, a couple could receive up to $2,400 more this year, while a single person could receive up to $1,200 more.

Second, agreements have been signed with the ten provinces and three territories. This will cut in half the cost of day care for Canadian families by the end of the year. This pan-Canadian initiative will result, for example, in savings ranging from $2,610 in Manitoba to $6,000 in British Columbia. For 2022, in the province of Quebec, which already has its own day care system, the government's plan will help create approximately 37,000 new day care spaces.

Third, we increased old age security for seniors aged 75 and over by 10%. This measure benefits more than three million Canadians and provides additional benefits of $766 for full pensioners in the first year.

Fourth, all major government benefits are indexed to inflation, including old age security, the guaranteed income supplement, the Canada pension plan, the Canada child benefit and the GST/HST credit. This means they are adjusted for increases in the cost of living.

Fifth and sixth, providing dental care to Canadians and making a one-time payment to renters who are struggling to pay for housing are two of the measures included in Bill C‑31, which we will be debating soon; I hope all members of the House will support it.

This is all in addition to other investments our government has made since 2015. I strongly believe in making life more affordable for Canadians, and especially in helping those who are most in need. That is exactly what Bill C‑30 does, and I urge all members to vote in favour.

Cost of Living Relief Act, No. 1Government Orders

October 4th, 2022 / 5:10 p.m.


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Liberal

Julie Dzerowicz Liberal Davenport, ON

Madam Speaker, I thank the hon. member for her question and I truly believe that her concern is genuine.

We very much care about seniors. I believe the doubling of the GST credit will continue to support many seniors. I think if we manage to pass Bill C-31 it will also support seniors through the Canada housing benefit one-time top-up. I think that will be very beneficial for them.

The seniors in my riding of Davenport have already told me that they are excited about a national dental care plan. They know it will not go into effect for them until the end of next year, but they are already excited and very much looking forward to its implementation.

Cost of Living Relief Act, No. 1Government Orders

October 4th, 2022 / 5 p.m.


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Liberal

Julie Dzerowicz Liberal Davenport, ON

Madam Speaker, I will be sharing my time with the hon. member for Hamilton Centre.

It is a true pleasure for me to speak to Bill C-30 on behalf of the residents of my riding of Davenport. For those who need a reminder, Bill C-30 is the legislation that, if passed, would double the goods and services tax credit amounts by 50% for the 2022-23 benefit year and would deliver targeted relief directly to Canadians who need it. It would make life affordable for many Canadians who need this additional support.

We are here for the third reading of this bill in the House of Commons after having considered this legislation at the finance committee yesterday. I am pleased to say that Bill C-30 was passed in record time at the finance committee by all parties. It was good see that there was unanimous approval and support for this bill, and I hope that the opposition parties will consider also supporting our other affordability measures, such as providing a targeted dental benefit and a one-time housing benefit top-up.

As members may know, our federal government has made it very clear that our first order of business for this parliamentary session is to make life more affordable for the Canadians who need it the most. We know that Canadians are feeling the rising cost of living through things like higher food prices and rent, so while inflation is a global challenge caused by the COVID-19 pandemic and Russia's illegal invasion of Ukraine, Bill C-30 would help families weather its impacts by putting more money back in the pockets of the middle class and those working hard to join it.

By doubling the GST credit for six months, this key piece of legislation would deliver $2.5 billion in additional targeted support to roughly 11 million individuals and families who already receive the tax credit, including about half of Canadian families with children and more than half of Canadian seniors. With Bill C-30, single Canadians without children would receive up to an extra $234, and couples with two children would receive an extra $467 this year. Seniors would receive an extra $225 on average.

Let us take a minute to delve more deeply into some examples of what it would mean for Canadians in real terms for the 2022-23 benefit year. I like giving clear examples because it allows people, not only those in my riding of Davenport, but also Canadians right across the country, to see themselves in some of these profiles.

Under the current GST credit, a single mother with one child and a net income of $30,000 would receive $386.50 for the July through December 2022 period and another $386.50 for the January through June 2023 period. However, with Bill C-30, she would receive an additional $386.50. Therefore, in total, she would be receiving about $1,160 this benefit year through the GST credit, and that would be super helpful for a single mother.

Another example is that under the status quo GST credit, a single senior with $20,000 in net income would be receiving $233.50 for the July through December 2022 period and another $233.50 for the January through June 2023 period. However, with Bill C-30, if it is passed, this senior would receive an additional $233.50. In total, he or she would be receiving about $701 this benefit year through the GST credit.

I will give one more example. Under the present system, a couple with two children and $35,000 in net income would be receiving $467 for the July through December 2022 period and another $467 for the January through June 2023 period. With the temporary doubling of the GST credit amount for six months, this family would receive an additional $467, so in total they would be receiving about $1,401 this benefit year through the GST credit.

What is more, with this change the money would be coming to them through a straightforward process. That is because the extra GST credit amounts would be paid to all current recipients through the existing GST credit system as a one-time lump sum payment before the end of the year. Recipients would not need to apply for the additional payment. They only need to have filed their 2021 tax returns, if they have not already done so, to be able to receive both the current GST credit and the additional payment.

Moreover, Bill C-30 is just one out of two pieces of legislation that we have introduced already in this parliamentary session to make life more affordable for Canadians. The Minister of Health has also introduced Bill C-31, which would provide a Canada dental benefit starting this year. I was very privileged to speak on this bill in the House of Commons last week, because a national dental care benefit is so important to Davenport residents. I want to formally indicate the importance of this legislation passing in the House.

Just to remind everyone, Bill C-31, if passed, would allow families with children under 12 who do not have access to private dental insurance and who have an adjusted net income of less than $90,000 to access direct payments totalling up to $1,300 per child over the next two years, up to $650 per year, to cover dental expenses for the children under 12 years old.

Bill C-31 would also provide a one-time top-up to the Canada housing benefit. This would be available to applicants with an adjusted net income below $35,000 for families or below $20,000 for individuals who pay at least 30% of their income on rent. This means a one-time payment of $500 to 1.8 million Canadian renters who are struggling with the cost of housing.

The bills that we are discussing today, both Bill C-30, very specifically, and, as an aside, Bill C-31, will not solve everything. While they will not solve everything, as our Minister of Finance said yesterday at finance committee, they would provide real support for 11 million Canadian households, for people who really need the help.

It is important to remind the House that there are many other measures that would build on Bill C-30 and Bill C-31, which we have been speaking about today. These include measures like enhancing the Canada workers benefit. This would deliver $1.7 billion in new support to an estimated three million low-income workers this year, with a couple receiving up to $2,400 more and single workers receiving up to $1,200 more. Most recipients have already received this additional support through their 2021 tax refund.

Second, as a result of agreements reached with all 13 provinces and territories, we are also effectively cutting regulated child care fees in half, on average, for families in Canada by the end of this year. This Canada-wide plan means savings for families from $2,610 in Manitoba to $6,000 in British Columbia in 2022, and an average child care fee of just $10 a day for all regulated child care spaces across Canada by 2025-26.

We have also introduced a 10% increase to the old age security pension for seniors 75 years and older, which began in July 2022 and which would provide more than $800 in new support to full pensioners over the first year and increase benefits for more than three million seniors.

We are also providing support for students by doubling the Canada student grant amount until July 2023 and by waiving interest on Canada student loans through to March 2023.

Taken together, our federal government's affordability plan is delivering targeted and fiscally responsible financial support to Canadians who need it the most with particular emphasis on addressing the needs of low-income Canadians who are most exposed to inflation.

We will continue to strike a balance between delivering support, where and when it is needed the most, and maintaining the discipline that has given Canada the strongest fiscal position in the G7.

In conclusion, I know that Canadians are counting on parliamentarians to make the support of Bill C-30 a reality, and I would encourage my colleagues on all sides to support the immediate adoption of Bill C-30, the cost of living relief act, no. 1, so that we could continue to make life more affordable for Canadians who need it the most.

Cost of Living Relief Act, No. 1Government Orders

October 4th, 2022 / 4:10 p.m.


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Green

Elizabeth May Green Saanich—Gulf Islands, BC

Madam Speaker, I want to thank my colleague, the hon. member for Whitby, for sharing his time with me. I am honoured to stand here on the traditional unceded territory of the Algonquin nation and say meegwetch.

This has been a somewhat frustrating debate, as many speakers have noted. There is unanimous support in this place for Bill C-30, yet there are things we want to debate. For my part, I would just like to say that I support Bill C-30 because Canadians need help. Raising and doubling the GST rebate that would go to lowest-income Canadians would amount to $2.5 billion in total, and it would reach, in small amounts, 11 million Canadians. That is not something to sneeze at. People want help, and as my hon. colleague from Vancouver Kingsway said moments ago, $500 is not a small amount of money when one is really up against it. It will make a difference, and that is why I will vote for this.

We also have Bill C-31 that would provide a one-time only payment of $500 to help low-income renters as well as begin the really important work toward including dental care in our health care system, an idea originally proposed by the Green Party of Canada.

There is nothing not to like in this bill, but there is much to talk about because it does not address really large problems like what happens if we go into a recession. What if this inflationary problem is not solved by what the Bank of Canada has done in raising rates? The rate hikes have been quite dramatic. What if the rate hikes push us into a recession? That is a reasonable thing to ask, since that has happened many times before. As a matter of fact, according to the Canadian Centre for Policy Alternatives' economist David Macdonald, every time over the last 60 years that rate hikes have been used to address inflation, recession has occurred.

This really is a very difficult situation because we must also face international crises, including the climate change crisis, the pandemic, and the war between Russia and Ukraine.

These are complex problems, but those debating in this place, and for obvious reasons political parties, want short, simple bumper sticker solutions that convey support for their party by being definitive and being clear. It reminds me so much of the debate in this place over Bill C-30 or Bill C-31. It also reminds me of a somewhat famous quote from H.L. Mencken, a great journalist who wrote that for every complex problem, there is an answer that is clear, simple and wrong. We see that here so often in what we hear.

I will say what the complexities are and how they are not respected in this debate. This is not something that we can say is a simple problem. Even inflation in its traditional sense is not really simple, but this is not simple inflation. We have many factors. We thought initially that if we saw inflation in some prices of goods post-COVID that it would be in response to the pent-up spending desires of Canadians, who were not able to spend because COVID kept people from enjoying themselves, basically. The same thing happened after the Spanish influenza epidemic in the early part of the 20th century. The roaring twenties were a response to a very dismal period of people being locked down and to the massive number of deaths, in the millions, from the Spanish flu.

We were also told that we would see some initial inflation but it would be transitory and short-lived. That seemed to be holding true until February, when Vladimir Putin invaded Ukraine. That led to different costs and real costs rising because of the enormous impact it had immediately on the price of oil. Then there are climate impacts. Climate impacts are inflationary. It is important for my friends across the way to recognize that climate impacts have increased drought, have increased food prices and have increased the high price of some specific ingredients that make a difference in our shopping carts. All of these things combine to create what we are now experiencing in higher prices.

The response we get to this in terms of the interest rates is a debate in this place about how much money the Liberals spent in dealing with COVID and how they were just printing money. I would say this to my Conservative colleagues: I have no doubt that if Stephen Harper had been prime minister through a pandemic, he would have done exactly the same things the current Prime Minister did, because every economy in the G20 followed the same playbook. Every economy in the OECD was taking the same advice. Central bankers were using quantitative easing, a term I learned from the great former finance minister Jim Flaherty, who used quantitative easing. We were doing exactly what all the other economies around the world were doing, with virtually 0% interest rates and quantitative easing to get billions and trillions of dollars of money flowing into the global economy to confront the pandemic and try to save lives. These were complex issues, for sure, but they are simplified.

What I hear from the Conservative benches as we debate Bill C-30 is about inflation and the pain we are undergoing, to which Bill C-30 provides a band-aid. A band-aid is good when one is bleeding, by the way, but it is not a long-term solution. In this debate on Bill C-30, we have been hearing from the Conservatives that all the pain Canadians are experiencing is from the failures of the current government, that inflation is the fault of the current government and that global supply chain problems are the fault of the current government. I suppose the war in Ukraine, by extension, since that has been the proximate cause of the biggest price hikes in energy supply, is the fault of the government as well.

Disproportionately in this debate, the Conservative benches want to blame it for a very small increase, at 2¢ a tonne, in the price on carbon. That affects only some provinces. We have heard more than three times what the impact is. It is minuscule in the context of what we are experiencing and the real pain Canadians are feeling.

The simplification on the Liberal side is to ask us to compare Canada to other countries, as we are doing so much better than them. By the way, we have talked about our debt-to-GDP ratio, but just look at the U.S. debt-to-GDP ratio. It is over 100%, so we are doing better than the United States by quite a lot. However, a single mother who is trying to buy groceries does not really care that overall Canada is doing better on our debt-to-GDP ratio. That is not top of mind. She really wants to know that somebody has her back, as the Liberals like to claim they do.

Both camps, to varying degrees, have oversimplified the problems we are facing. In doing so, I do not think we adequately respect the intelligence of thoughtful Canadians, who are more than prepared to understand that this is a global problem and that we are not the only country experiencing inflation. In fact, some of the countries that are experiencing inflation that is much worse than ours have no carbon price and have not gone through the same policy instruments. This is not a specific problem for which we can blame the Liberals. I will blame the Liberals for many things, but I cannot blame them for this inflation.

When we look at what this is about, I want to refer my colleagues to a book that I think is prescient and worth looking at. It came out in 2005. It is by James Howard Kunstler, who is a best-selling author. The book is called The Long Emergency: Surviving the Converging Catastrophes of the Twenty-First Century. In it, he pointed out that when the price of gas and oil becomes constrained by real events, we have a real challenge to what we presume to be our right to a certain standard of living, to a certain lifestyle, for lack of a better word.

We can look at the real costs of everything. I am going to quote Andrew Nikiforuk, writing in The Tyee and referring to The Long Emergency: “Since April 2020 the cost of oil has climbed five-fold. The price of coal, the cheapest of fossil fuels, has hit new highs by nearly 150 per cent.” These are real costs that really affect prices.

What do we need to do if we are serious? We do not need band-aid solutions. We need long-term solutions, anticipating that we may well be in a recession. Let us look at a wealth tax. We need to go back and look at a general wealth tax, but specifically let us look at a windfall tax on oil and gas profits. Oil and gas profits due to the war in Ukraine have had unbelievable gains.

I have come to the end of my time. We need to tax back.

Cost of Living Relief Act, No. 1Government Orders

October 4th, 2022 / 3:55 p.m.


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Liberal

Ryan Turnbull Liberal Whitby, ON

Madam Speaker, I will be sharing my time with the member for Saanich—Gulf Islands.

I am pleased to contribute to the debate on this important legislation today. Making life more affordable for Canadians is a key priority for our government. The pandemic has been tough for everyone, and unfortunately one of the consequences has been inflation. This worldwide inflation problem has made affordability a real concern for many Canadians, including in my riding of Whitby, and especially for the most vulnerable.

We understand that there are those who are going through hard times, but this government has real solutions to the cost of living struggles of many Canadians. Overall, the government’s affordability plan is delivering targeted and fiscally responsible financial support to the Canadians who need it most, with particular emphasis on addressing the needs of low-income Canadians who are most exposed to inflation.

The government’s affordability plan includes an enhanced Canada workers benefit that will put up to $2,400 more into the pockets of low-income families. There is a 10% increase in old age security for seniors over 75, which will provide more than $800 in new support to full pensioners over the first year and increase benefits for more than three million seniors.

We are also cutting regulated child care fees in half by the end of this year. We have doubled the Canada student grant until July 2023 and are waiving interest on Canada student loans through to March 2023. The main support programs, including the Canada child benefit, the GST tax credit, the Canada pension plan, old age security and the guaranteed income supplement, are all indexed to inflation so those will be increasing as well.

Two weeks ago, the government tabled two important pieces of legislation in Parliament. The bills represent the latest suite of measures to support Canadians with the rising cost of living without adding to inflation. Bill C-31 would make it so that up to half a million children under 12 would be able to see a dentist, and low-income renters would receive a little extra breathing room with a $500 payment to help with the cost of rent.

The bill we are discussing today is Bill C-30, which would double the GST tax credit for six months. Doubling the GST credit would provide $2.5 billion in additional targeted support to the roughly 11 million individuals and families who already receive the tax credit. That includes about nine million single individuals, almost two million couples and more than half of all Canadian seniors. Just think about that. Over half of all Canadian seniors are going to be supported by this measure.

The GST tax credit is indexed to inflation on an annual basis. For the July 2022 to June 2023 benefit year, the value of the GST credit grew by 2.4%. However, because these increases are based on the inflation rate from the prior year, the sharp rise in inflation in 2022 is not yet reflected in the GST credit payments that Canadians are currently receiving. This is why the extra top-up is the right thing to do at this particular time, because Canadians are not going to get the benefit of an increased GST tax credit payment until the following year. It is a good thing that we are topping it up.

Single Canadians without children would receive up to an extra $234, and seniors would receive an extra $225 on average. I have another example of how it would work. A single mother with one child and $30,000 in net income will receive $386.50 for the July through December 2022 period, and another payment of the same amount for the January through June 2023 period under the current GST credit. With the temporary doubling of the GST credit amounts for six months, she would receive an additional $386.50. In total, she would be receiving about $1,160 this benefit year through the GST credit.

A couple with two children and $35,000 in net income would receive $467 for the July through December 2022 period and another $467 for the January through June 2023 period under the current GST credit. With the temporary doubling of the GST credit amounts for six months, this family would receive an additional $467. In total, it would receive $1,401 this benefit year through the GST credit.

The proposed extra GST credit amounts would be paid to all current recipients through the existing GST credit system as a one-time lump sum payment before the end of the year, pending, of course, the adoption of the legislation. This highlights the importance of getting this done as quickly as possible, as we all can agree Canadians are feeling the pressures of inflation and the cost of living increases.

Importantly, recipients would not need to apply for the additional payment, but should make sure to file their 2021 tax returns, if they have not done so already, to be able to receive the current credit and the additional payment. Bill C-30 and the other important measures I mentioned would deliver targeted support to the Canadians who need it most without adding unnecessary fuel to the fire and allow inflation to become entrenched. That is a major concern, and we do not want inflation to become entrenched. That is something that would in fact be counterproductive and make life more expensive for everyone for years to come.

However, we cannot compensate every single Canadian for rising costs driven by global events. To do so would make inflation worse. Bill C-30 is about balancing fiscal responsibility with compassion. This support is the right thing to do at the right time. Even as we deal with the very real challenges that the global economy is facing right now, it is important for us to take real comfort in the reality that Canada has a very strong economic foundation as we face these global challenges.

Canada has the lowest deficit this year in the G7. Canada has the lowest net debt-to-GDP ratio in the G7, and Canada’s AAA credit rating was reaffirmed this year by Moody's, S&P and DBRS. The International Monetary Fund and the Organisation for Economic Co-operation and Development predict that Canada’s recovery will be the second fastest in the G7 this year and next. That is a pretty good track record.

The government’s affordability plan has already been putting more money back in the pockets of Canadians who need it most. We will continue to provide timely support where it is needed most, all while maintaining fiscal discipline.

Cost of Living Relief Act, No. 1Government Orders

October 4th, 2022 / 3:55 p.m.


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Conservative

Dan Albas Conservative Central Okanagan—Similkameen—Nicola, BC

Madam Speaker, I would like to thank the member for Banff—Airdrie for keeping the focus on Canadians in his speech.

The Liberal member across the way was talking about Bill C-31, not Bill C-30. The Parliamentary Budget Officer will be doing an update next week on the cost of that, so I think it is important that we all wait and get that costing before we have a fair analysis of Bill C-31.

I want to reiterate the point that the member made that the government did not use the summer to do the hard work to find offsetting spending cuts so it could avoid the criticism of being more inflationary. I would like him to comment on how important it is that Canadians not only deserve support, but also have a government that does not fuel inflation and actually fights it.

Cost of Living Relief Act, No. 1Government Orders

October 4th, 2022 / 3:50 p.m.


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Winnipeg North Manitoba

Liberal

Kevin Lamoureux LiberalParliamentary Secretary to the Leader of the Government in the House of Commons

Madam Speaker, in listening to the member's comments, I think it is important that we recognize that we are debating Bill C-30, a bill that will give 11 million people in Canada a break with respect to the GST and put more money into their pockets. Every member of the House of Commons today is supporting Bill C-30. We could send a very strong and powerful message to Canadians and pass this legislation. The speech the member gave could have been given on Bill C-31, which is a bill the Conservatives oppose.

I wonder if the member could comment on this from his perspective. If he sees a bill he likes and he wants to help Canadians, should we pass it through and have more debate on Bill C-31, so we can find out what the differences are between the two sides, the governing and opposition parties. Would he agree?

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October 4th, 2022 / 12:35 p.m.


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Liberal

Francesco Sorbara Liberal Vaughan—Woodbridge, ON

Good afternoon, Mr. Speaker, and good afternoon to all my colleagues here.

I would be remiss if I did not say that for these last few weeks and for a very long time, my heart, my thoughts and my prayers are with the Iranian Canadian community and with Iranians in Iran. Obviously, we want all countries to abide by the principles of human rights, democracy and freedom. What we are seeing now in Iran is that young people, this young woman and many women there are fighting for their rights. We are in full support of them. I have a very vibrant, growing and generous Persian community in the city of Vaughan and in York Region. I have spoken with many of them, and I want them to know that I fully support them, that I fully stand beside them, and that we are there with them.

I am pleased to contribute to the debate on this bill. Making life more affordable for Canadians is a key priority for this government, and I would like to highlight some of the measures we are taking to address the cost of living.

The bills tabled in Parliament on Tuesday represent the latest suite of measures to support Canadians with the rising cost of living without adding fuel to the fire of inflation.

The government's affordability plan is delivering targeted and fiscally responsible financial support to the Canadians who need it most, with particular emphasis on addressing the needs of low-income Canadians who are most exposed to inflation.

It has been a tough couple of years for all of us, with COVID-19, inflation and the war in Ukraine. It seems like we have to overcome one thing after another, but there are always better days ahead. The pandemic has been, we hope, a once-in-a-generation crisis, but like any major crisis, this one has aftershocks, and inflation is chief among them.

Inflation is not a made-in-Canada challenge. It is actually less severe here than it is among our peers. Nonetheless, we must assist Canadians. Inflation has made the cost of living into a real struggle for many Canadians, including residents in my riding of Vaughan—Woodbridge, and especially for the most vulnerable: our seniors, folks on fixed incomes and working Canadians. We understand that there are people going through hard times, so Bill C-30, the cost of living relief act, would double the goods and services tax credit for six months. Bill C-31, the cost of living relief act, no. 2, would enact two important measures: the Canada dental benefit and a one-time top-up to the Canada housing benefit.

Doubling the GST credit for six months would provide $2.5 billion in additional targeted support to the roughly 11 million individuals and families who already receive the tax credit, including about half of Canadian families with children and more than half of Canadian seniors.

Single Canadians without children would receive up to an extra $234, and couples with two children would receive up to an extra $467 this year. Seniors would receive an extra $225 on average.

The proposed extra GST credit amounts would be paid to all current recipients through the existing GST credit system as a one-time lump-sum payment before the end of this year, pending the adoption of the legislation. Importantly, recipients would not need to apply for the additional payment, but they need to file their 2021 tax return, if they have not done so already, to be able to receive both the current credit and the additional payment. I am happy to say that it is estimated that 11 million individuals and families would benefit from this additional support, including about nine million single people and almost two million couples. In total, this represents about half of Canadian families with children and more than half of Canadian seniors.

Let us look at the next measure. The Canada dental benefit would be provided to children under 12 who do not have access to private dental insurance, starting this year. Direct payments totalling up to $1,300 per child over the next two years, or up to $650 per year, would be provided for dental care services.

This is the first stage of the government's plan to deliver dental coverage for families with an adjusted net income under $90,000 and will allow children under 12 to receive the dental care they need while the government works to develop a comprehensive national dental care program.

Also, the one-time top-up to the Canada housing benefit program would deliver a $500 payment to 1.8 million renters who are struggling with the cost of housing. This more than doubles the government's budget 2022 commitment, reaching twice as many Canadians as initially promised. The federal benefit will be available to applicants with an adjusted net income below $35,000 for families, or below $20,000 for individuals, who spend at least 30% of their adjusted net income on rent.

In addition to these important pieces of legislation, I would also like to speak about another important measure to help Canadian families, and that is early learning and child care. On child care, the economic argument is clear. The government believes it is an economic malpractice to force women to choose between their families and a career. Early learning and child care is a feminist economic policy in action.

That is why, despite reasonable doubts about our ability to make it happen, we have already signed early learning and child care agreements with every province and territory.

We are building a universal early learning and child care system at precisely the time when our economy needs all mothers who want to work, as long as they can be certain their children are receiving good care and a good education. Our plan makes it easier for people to work, and it makes life more affordable for middle-class Canadian families.

Three years from now, the average cost of child care across the country will be $10 a day.

Affordable early learning and child care, with savings that start immediately, promises to be an important part of the solution to affordability challenges for many Canadian families. Labour force shortages are a problem right now for our economy. In actual fact, there are 952,000 vacancies across Canada where employers are looking for employees. I will repeat, there are 952,000, and affordable early learning and child care is going to be such an important part of Canada's solution. It is going to help us build an economy and a country that is stronger and, yes, more prosperous.

The measures that the government tabled on Tuesday would deliver targeted support to Canadians who need it most, without exacerbating inflation, building on our government's affordability plan and, yes, being fiscally prudent. We are putting more money back in the pockets of the middle class and those working hard to join the middle class.

For those Canadians who need it most, Bill C‑30, Bill C‑31 and early learning and child care services are measures that will help make life more affordable.

We will continue to provide support where it is needed most and in a timely fashion, while maintaining fiscal discipline.

Our economy is strong in respect of our labour market. We know Canadian employers need workers, which I am asked about all the time in the area I represent, but we also must deal with the affordability challenges that Canadians face. As a father of three daughters, my wife and I know what the prices are at the grocery stores. I empathize with Canadians who are facing those challenges. Our government, working with all parties, needs to rise up to those challenges and help Canadians expeditiously. It is great to see the opposition parties supporting the doubling of the GST tax credit by the end of the year.

I encourage all Canadians, as the former parliamentary secretary to the national revenue minister, to please file their taxes. That is how they receive all their credits and benefits, and that is how our government can help them expeditiously, efficiently and before the end of the year with the challenges they and their families may be facing at this critical juncture.

We know we are building a stronger economy, and we know we are maintaining a strong fiscal footprint and framework for my children and all Canadian children, but we have work to do.

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October 4th, 2022 / 12:20 p.m.


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Liberal

Kody Blois Liberal Kings—Hants, NS

Mr. Speaker, it is great to see my colleagues engaged on a really important topic, which is Bill C-30.

I will be splitting my time with my hon. colleague from Vaughan—Woodbridge.

We are talking about Bill C-30, legislation that would double the GST credit for the next six months. Fortunately, we have been able to move the legislation forward quickly, because Canadians need support, particularly those who are vulnerable. There have been a lot of conversations around affordability and the inflationary pressures being felt around the world and, indeed, right here in Canada.

I will give credit to His Majesty's loyal opposition for helping to work with the parties in advancing the legislation the government has put forward, because we are on third reading now. The hope is that we can approve it, I believe this week, and get it to the Senate and ultimately out to Canadians.

This is part of an affordability package that also includes Bill C-31, which would increase the Canadian housing benefit by up to $500 for those who are vulnerable. It would also introduce a dental care program for those children who are under 12 in a household with an income of less than $90,000 and do not already have private coverage.

I will call it as I see it. I commend the Conservatives for supporting this legislation, but I am a little disappointed that they are not supporting the legislation that is really important for those children who are vulnerable. I have not heard a whole lot of compelling rationale as to why they would not support this.

There is another issue about which I want to go on record. I have had conversations with my colleagues on this side of the House and have been querying the NDP over the last couple of days as it relates to the dental care piece. The NDP has been calling for this to be a fully federally administered program, and I want to be very clear about my position on that.

I support the idea of the Government of Canada investing in money to support those who do not have the ability to take care of their dental needs themselves, that there is a program in place for vulnerable Canadians, but I would like to see this administered similar to our child care program. We talked about child care for a long time. It was this government that stepped up and ensured there was a national child care program, by putting federal funds on the table and working with the provinces and territories.

I have a bit of concern on the NDP position that this should be completely fully administered federally. It is not that there is no federal funding, which is not the part I disagree with; it is about the delivery mechanism. I truly believe that the provinces and territories are in a better place. I want to ensure that my position as a parliamentarian is on the record. It is not that we disagree about the need for it, but I might disagree with the NDP about the delivery mechanism. The provinces are actually better suited to handle that.

This is all happening in the context of a government that is trying to walk the line between helping vulnerable Canadians who need support, but also not pouring fuel on the fire in an area where we do have inflationary pressures. The Bank of Canada is increasing its interest rates to try to bring down inflation, and it is responsible government to ensure that any type of spending measures coming forward are very targeted. I want to give credit to this government for doing that.

Our government has been there. This is a targeted measure that will apply to Canadian households under $50,000, so this is not a GST benefit that is going to those who are quite wealthy and well off. It tries to help those who are truly trying to get by. It is a targeted measure. My understanding of the cost estimate is that it will be about $2.5 billion, which is from the Minister of Finance. When we look at the global scale of the inflationary pressures, of the work of the Bank of Canada, it is a reasonable amount that I do not think will upset the apple cart vis-à-vis those conversations between monetary and fiscal policy.

I want to contrast that to what we are seeing in the United Kingdom. I have a great affinity with this being the mother Parliament, and we take a lot of British tradition in Canada from a Westminster perspective. However, we saw what happened in the United Kingdom, where its government introduced a level of government spending by virtue of tax credits, particularly those on some of the most wealthy, and that has had real consequences. It has driven interest rates even higher for the Bank of Canada. It has shaken financial markets in that country. The United Kingdom just announced yesterday that it actually walked back the tax cut that was proposed for those of the highest income earners.

It is not perhaps my job to opine on fiscal policy in the United Kingdom, but it is clear that the consequences of that government's choice has led to a real disruption of the work of monetary policy and has had a big impact on financial markets.

Compare that to how this government has responded in a reasonable and targeted way, working in lockstep with the Bank of Canada. It should be commended, and it shows reasonable fiscal management.

As a result, our Minister of Finance has been able to update the House that we are in a current surplus situation. We have had to rein in our spending. There was record spending during the pandemic to ensure we took care of Canadian households and businesses. However, it is also our job to ensure that we do not continue to drive inflationary pressures that have been felt around the world, that we take measures to help support those who are most vulnerable.

I would like to focus on some other measures that will be important for supporting affordability and economic growth and competitiveness in the days ahead. I think the next 18 to 24 months are going to be difficult for the Canadian economy and for Canadian households. That is in the form of regulatory modernization and approach. I take great pride in trying to be a member of Parliament that raises these issues. They are of great benefit and consequence to our country and for our government.

I want to go through a few of them for the benefit of my colleagues in the House and talk about elements this government can take on to drive and help benefit all Canadians.

One is the huge opportunity that we have in Atlantic Canada on offshore wind, particularly with regard to the conversation of hydrogen. Premier Tim Houston, the Premier of Nova Scotia, announced a desire to roll out offshore wind opportunities. I am looking at my colleague, the member for Bonavista—Burin—Trinity, Newfoundland and Labrador has the same desire, but we have to amend legislation on the offshore petroleum board act, which would actually allow these types of regulatory models to exist. This would give the investor confidence for those projects to move forward.

There is one example on which the government can move forward, and I know it will. In short order, we need to give that certainty, so we can drive investment on our renewable future.

I want to talk about Health Canada. As the chair of the agriculture committee, I often talk to farmers. I talk to other stakeholders who talk about Health Canada approvals.

I will give one example, which is 3-NOP, a feed additive to help support the reduction of methane from livestock. We call them cow burps. This is a product that can help us fight climate change. It has regulatory approval in Europe. It has regulatory approval in the United States. The company is now in the process of applying to Health Canada. It could be another 18 to 24 months by the time it actually works its way through Health Canada's system.

What if we took trusted jurisdictions around the world, let us say, the United States, Europe, New Zealand and Australia, which have similar values to what we have with respect to public safety and public protection, and changed the model. What if we allowed a company, which had a product, a service or some type of element that would have to go through Health Canada but it already had approvals in those jurisdictions in which we have trust, to start operating in Canada, go through the regulatory process and until such time that Health Canada found a rationale for why it should not operate in our country, it would have a presumptive approval to go ahead?

Those are some examples where we can move forward. I want to discuss this one further. These are the type of elements that we need to start thinking about. We have to be creative on how we can create wealth, how we can drive innovation and foreign direct investment on elements that do not cost money. It is going to be important.

Another example would be gene editing, and we have talked about this in the House, with regard to plant proteins. This is something for which the guidance documents were provided by Health Canada. That is driving important investment in the country, because it is giving the regulatory certainty.

Airports, whether it border modernization, or the Canada Grain Act, or seed modernization or even SMR technologies, the government and we, as parliamentarians can do a lot of work that is non-cost-measures that will help drive innovation.

I wish I had more time. Perhaps I will find another time in the days ahead to continue to elaborate on those points, but on regulatory reform modernization, we can continue to drive that bus and it will help drive Canada in the days ahead.

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October 4th, 2022 / 11:55 a.m.


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NDP

Bonita Zarrillo NDP Port Moody—Coquitlam, BC

Madam Speaker, before I begin discussing Bill C-30, I must stop to recognize that indigenous women and girls continue to be violated and marginalized at rates much higher than those in the general population.

Today is the National Day of Action for Missing and Murdered Indigenous Women and Girls. New Democrats add their voices to the collective call to bring an end to the injustices suffered by Canada's indigenous women and girls. I raise my hands to the members for Winnipeg Centre and Nunavut, who continue to advocate and bring understanding to this House of the causes of the systemic abuses that indigenous women and girls continue to experience and to hold the Liberal government accountable for its lack of action.

Bill C-30 is here at a very critical time for Canadians. There are too many struggling with the rising cost of living and the challenge of keeping rents paid and food in the fridge. The fact that there is a need for immediate financial support for millions of Canadians is not an accident. It is a result of bad Liberal and Conservative policies. Successive Liberal and Conservative governments have prioritized tax breaks and subsidies for the wealthiest in this country while intentionally eroding the social safety nets that support the well-being of the majority of Canadians. Poverty and homelessness are growing in this country, and they are a reality in every city and town.

While fossil fuel companies and big corporate grocery chains are bringing in billions of dollars in profits, people are falling further and further behind. It is far past time the Liberal government needs to close the long-standing tax loopholes for the superwealthy and finally make large corporations and the largest polluters pay their fair share. It is no secret that corporate greed is hurting Canadians, and it has only increased and magnified like so many other things during this pandemic. While the Liberals and Conservatives protect the profits of the wealthiest corporations, persons with disabilities, single moms, seniors and families on fixed and low incomes are not able to afford to purchase fresh fruit, cheese or meats. Some of the moms I have spoken to in Port Moody—Coquitlam are limiting their meals to one a day so that they can afford to feed their kids.

After too many years of consecutive Liberal and Conservative governments making decisions to put corporations above everyday people, our social safety net is eroded. The social safety net that supports the well-being of Canadians has been eroded to the point that we are here today trying to put patches of immediate support in place.

New Democrats are here to act on this immediate need. We are using our power to get the government to send financial support out to people with Bill C-30 and Bill C-31. I include Bill C-31 because the two bills are connected. They are both offering immediate investments in the well-being of people, investments that never would have come from the government without the pressure from New Democrats.

New Democrats will not stop fighting for people even after these immediate benefits kick in. We will continue to force the government to do the right thing and put people first. We will continue to stop fossil fuel subsidies from going to the largest polluters, close tax loopholes for the wealthiest, stop the exploitation of workers and get our health care system back on track. The health care system is broken. We see it in our communities every day. A broken health care system is hurting people. Nurses have worked tirelessly, as well as doctors and hospital staff, to the extent that they are burnt-out and people who are sick are not getting access to the care they need.

We have all heard the heartbreaking stories in our communities of those who have gone to the hospital for help and have not been able to make it in time or have decided not to go at all with fatal consequences. The government must invest in care workers immediately and increase the health care transfers the provinces have been calling for.

One in five people in this country work in the care economy, and those professionals, personal care workers, nurses and doctors have been exploited. That exploitation comes from discrimination. Gender discrimination has kept wages low in nursing. Nurses, teachers and child care workers are all disproportionately women. The government has not invested in their wages or their pensions, yet it expects them to carry the burden of an overloaded and underfunded economy and underfunded system.

The care economy is underpinned by the exploitation of immigrants as well. More often they are women without secured status. This is unacceptable. Immigrants deserve better. They deserve investment and support. New Democrats will continue to force the government to respect the workers in the care economy by paying them properly, giving immigrant care workers immediate permanent status and giving long-term care workers the protection they deserve with legislation.

We need workers in this country. Labour shortages are happening in every industry. This is a real problem that the government has not brought any solutions to yet. When we think about the labour force, we know that unaffordable housing is exasperating this problem. Workers cannot afford to live where they work. The Conservatives under the Mulroney government and then the Liberals under Chrétien axed housing programs in this country. In fact, the Liberals outright cancelled the national affordable housing program in 1993. That was almost 30 years ago. That is why we have a housing crisis before us.

Bill C-31 has a $500 housing subsidy that is coming for renters. This is a small, good gesture. This housing benefit is a one-time $500 payment to Canadians who qualify. Specifically, it will help families who earn a net income of less than $35,000 a year. There are many people in Canada who earn less than $35,000 a year in this environment. That is 1.8 million Canadians. This renters' benefit will make a real difference at this critical time.

Financialization of housing needs to be addressed immediately. It is contributing to unaffordability. The Conservatives will say that they are there for people on housing, but they do not talk about the need for affordable housing and the right kind of housing. This is not just a supply issue. One in five Canadians are paying more than 30% of their total income for their housing and that is not sustainable. At the same time, for every new unit of affordable rental housing, 15 units are being lost. There are 15 units lost for every new one, and we wonder why we are seeing homelessness on our streets. This is affecting the most marginalized people in the country, pushing them every day to the brink, to a tent pitched in a street.

As the NDP disability critic, I hear from the disability community of the realities of not being able to make ends meet with skyrocketing housing costs and the threat of displacement every day. Food costs are also becoming unmanageable. As they wait for movement on the Canada disability benefit, they are falling further and further behind. Bill C-22 needs to come back to the House immediately so that the long-term support that persons living with disabilities deserve, and should be legislated, can be passed in the House.

Almost one million persons with disabilities are living in poverty. It is a disgrace. It will only take the will of the Liberals and Conservatives, who could have supported the unanimous consent motion from the member for Kitchener Centre last week, to fast-track this benefit. The New Democrats are ready to do so.

Coming back to the cost of food, in my riding of Port Moody—Coquitlam, a disproportionate number of food bank and food rescue recipients are persons with disabilities, and more children are becoming food insecure. Too many schools are having to feed the children of our communities. We are in a country full of natural resources and with a new bursting aspiration to make batteries for electric vehicles, yet we are not investing in food. If it were not for the not-for-profit sector, even more Canadians would be hungry right now.

Failed policies to give to the rich while taking away social safety nets, such as affordable housing, are hurting people in this country. A beacon of the Canadian social safety net is our health care plan. Thanks to the New Democrats, that finally includes a historical dental care plan, which is a profound and long-lasting benefit for millions of Canadians and will be transformational for generations to come. We have heard many times while discussing Bill C-31 that the number one surgery for kids in hospitals is for tooth decay. How is it possible in Canada that kids need to go to the hospital to be put to sleep to deal with their dental care?

With the heavy lifting of the New Democrats, the Liberals have finally taken the first steps to true universal health care by adding long-awaited dental care. It should not have taken this long, and the New Democrats will hold the current government to account for a full rollout to every Canadian who needs it.

I will take a moment here to speak about persons with disabilities and their dental care. There was a woman in my riding who was on disability benefits and had coverage for dental care. However, the clinic she was going to was charging $20 per visit, and she could not go for her second visit because she did not have the $20. It is not acceptable that this is the situation we are putting too many Canadians in.

We know that 35% of Canadians lack proper dental insurance, and that number jumps to 50% when we talk about low-income Canadians. There are seven million Canadians who avoid going to the dentist because of costs. It is shameful and something that has to change. Canada's most vulnerable face the highest rates of dental decay and disease and have the worst dental care. The New Democrats are going to change that. We will not give up until all Canadians have access to the dental care they need. This is health care, and we need to start with kids.

Lastly, when it comes to getting immediate support to Canadians, the New Democrats led the way on Bill C-30, which would double the GST credit. This rebate should have come a lot sooner. In fact, for over six months, the NDP has been calling on the government to double the GST credit. We have relentlessly pushed for this, and now we know that 11 million Canadians who need it the most would get some financial relief, likely before the end of this year. People in my riding of Port Moody—Coquitlam are asking when they can get it. They are desperately in need of any kind of financial support in these times.

Because of successive Conservative and Liberal governments, we do not have social safety nets to keep people in homes, keep food in the fridge or keep people healthy in this country. With much pressure on the Liberal government from the NDP, and with no help from the Conservatives, the House is in a position to make lives just a tiny bit better for people by providing these very small income supports immediately. New Democrats will always put people first, but the Liberal government needs to start making real investments in people and their well-being in Canada.