I'd like to call the meeting back to order.
I would like to make a few comments for the benefit of our new witnesses.
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I would remind you that all comments should be made through the chair.
Pursuant to Standing Order 108(2) and the motion adopted by the committee on Thursday, September 18, 2025, the committee is resuming its study on business risk management programs in Canada's agriculture sector.
I'd like to welcome our witnesses.
Online we have Lysa Porth from Agi3 Limited.
With us in person are Karen Ross, from Farmers for Climate Solutions; and Richard Carey, from the Newfoundland and Labrador Federation of Agriculture.
Welcome to our committee.
We'll start with Mr. Carey for five minutes.