Ms. Wainaina, I appreciated your comments a little earlier when you disagreed that more aid simply would be the cure for the problem. I appreciate your comments on that because I think around the table here, and as is very commonly understood, the core to any sustainable development in governance or civil society is certainly sustainability of food production and being able to feed—A core to aid, or the most important thing, is to have the food aid delivered to feed the people, but more important than that is to provide the equipment and expertise and funding to be able to have the population sustain that food production in the following years.
So I appreciate your comments on that, and your comment that part and parcel, of course, of being most effective is the involvement of civil society with the governance of the region too, because all of these things fit together. There is no one simple solution to the difficulty here.
An interesting part of that, which hasn't been discussed, is micro-financing. We're hearing that it has had great success in helping people to develop small farms and agricultural projects. Could you explain if micro-financing has been effective in your region, and is this one area that can be explored? It seems to me that some of the statistics coming back are that it's 90% refundable or returned by these small businesses and farms involved in it. Could you tell us a little bit about its success or lack of success, and what you think could be done to improve that area?