I say that because I'm in the opposition here. We have a government that's capped its development aid budget and is cutting back on things like funding the TB projects that we've done in the past.
Of course, as a politician I want to make sure we're clear about what we're talking about, not replacing one for the other, but certainly advancing the idea of microfinancing, its value, as opposed to saying that we can cut our aid budget on the one hand, and, oh yes, by the way, we can sprinkle around some microfinancing and look as if we're having a great impact.
That's my job to point that out, not yours, and I have just done that.
Finally, I just want to ask you about microloans, because I think a lot of people would be surprised when they hear the rates that are charged for microloans. Could you just touch on what's the average? And of course people will want to know why the cost is so high.