I can tell you that at the time, one of the things that was very clear was that there was a lot of stress on the system. It wasn't decided the day before that these compensation advisers were going to leave. As I said, notices were issued back in 2014, so people had started leaving.
My assumption, then—and I don't want to put words in the mouths of my colleagues—was that you balance the risk. The system was without compensation advisers for a long time. Departments were saying they were going to have a hard time retaining these people.
All of that, in terms of being able to push back, were also factors that were included in the decision.