As a member pointed out previously, identity theft is covered within the bill and there is a section that currently exists in the Criminal Code that talks about fraudulent registration as well as fraudulent registration of a mortgage.
We would like to ensure that if somebody is convicted of a fraudulent transaction either through title and transfer of title.... I appreciate that it doesn't happen as extensively in Quebec as it does in other provinces, but we have paid out mortgage fraud in those provinces. I know the notaries have a role where they act for both parties in the case of a mortgage. They sign and authenticate the document, and there have been cases where the enforceability of a mortgage that has been notarized has been fraudulent and we have paid that out. So it does apply in Quebec. And again, the notary is not complicit; they play a limited role. They are reviewing the identity of the person, they are reviewing the description of the property, etc., and the terms of the mortgage. I appreciate that it's not as extensive, but it does happen. We are recommending that if that person obtains that mortgage in a fraudulent manner, we would like to ensure it is captured by section 386 and section 387, because fraudulent mortgages are not covered by section 387 as it stands right now.
So there are a number of tweaks that we'd like to see made to section 386 and section 387 to make them more powerful and more up to date. I hope that answers your question.